Most Frequent Home Insurance Claims

Home insurance can provide critical protection for your house, belongings, and important people inside.  Here at Branch, we protect you and what matters most.  It’s important to know what your insurance policy covers in case you have to file a claim, as well as what damages are under separate deductibles.  When protecting your home, try to mitigate these three most frequent claims:

Wind and Hail 

• You can prevent wind and hail damage by maintaining your home regularly staying up to date with siding, roofing, and window repairs
• Most prominent in the northeast

Water Damage and Freezing

• Especially prominent in the winter - pipes expand after freezing
• Prevention practices include lining pipes with insulation; allowing faucets to drip occasionally to keep water running; and keeping your home heated and warm

Property Damage

• In order to mitigate property damage and theft, display a home security sign in your yard (and receive a discount on your home security policy with Branch!) 
• Don’t hide your spare keys outside, especially under a welcome mat or flower pot
• Blow out candles and unplug running electronics when they’re not in use, mitigating fire hazards and saving on electricity costs

Following these easy tips will help you maintain a safer home and hopefully reduce your chances of filing a claim. 

Questions?  Give us a call at (833) 427-2624.

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