Ohio Home Insurance

Looking for affordable home insurance in the Buckeye State? Purchase a policy in seconds with Branch. Whether this is your first time purchasing a home or you are searching for better coverage, here's a few things that distinguish Ohio home insurance from other states.

Home Insurance Coverage in Ohio

If you're already a homeowner or thinking about buying a home, it's important to know exactly what coverage you need when it comes to home insurance. With so many insurance options out there, we want to break down exactly what home insurance is and show you the added benefits and discounts when you insure with Branch. We will insure you for exactly what you need, protecting what matters most.

Looking for more information on home insurance basics? Just click here.

Most Frequent Home Insurance Claims

Home insurance provides critical protection for your house, belongings, and the people inside.  Here at Branch, we protect you and what matters most.  It’s important to know what your insurance policy covers in case you have to file a claim, as well as what damages are under separate deductibles.  When protecting your home, use these helpful tips to avoid these three most common claims:

Wind and Hail 

  • Most prominent in the northeast
  • You can prevent wind and hail damage by maintaining your home regularly staying up to date with siding, roofing, and window repairs

Water Damage and Freezing

  • Especially prominent in the winter - pipes expand after freezing
  • Prevention practices include lining pipes with insulation, allowing faucets to drip occasionally to keep water running, and keeping your home heated and warm

Property Damage and Theft

  • In order to reduce property damage and theft, invest in a home security system.  
    Check out our list of partners and see if you can save more on your insurance when you add a home security system.
  • Don’t hide your spare keys outside, especially under a welcome mat or flower pot.
    Instead, try using a lockbox or giving your spare key to a trusted friend or family member.
  • Blow out candles and unplug running electronics when they’re not in use to reduce fire hazards and electricity costs.

Following these easy tips will help you maintain a safer home and reduce your chances of filing a claim. 

Ohio Discount Programs

Whether you live in Columbus, Cincinnati, Cleveland, or anywhere in between, Branch has you covered with discount programs that will put some money back in your pocket!

Refer and Earn

We love building the Branch community with your community and love rewarding you for it even more. When you become a Branch client, you will receive a unique referral link in the Branch app. We encourage you to share this with your friends and family, on your social media, etc. Anyone that visits Branch for the first time from your link and checks their insurance price with us will receive a $10 Amazon gift card and we will send you a $25 Amazon Gift Card! That's some easy cash!

Community Pledge

Once you become a Branch client, you can use our app to participate in the Community Pledge program. When you do, you can ask other Branch clients to vouch that they believe you would not commit insurance fraud. For each person who does so, you’ll earn a discount off your insurance of 1%  - up to 5% - for as long as you’re both Branch clients.

The fewer fraudulent claims we pay, the less cost our community bears, and the less you have to pay!

Ready to learn more about choosing the best policy to protect your home and family? Click here to get a quote from Branch today!

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