The Branch Insurance & ADT Partnership Discount

How can I get up to 29% off my home and auto insurance?

Is the ADT discount real?

Through its latest partnership with ADT, Branch Insurance announced savings of up to 29% off home, auto, and umbrella insurance policies for ADT-protected clients. Where most other insurers offer nominal discounts for clients with home security systems, Branch has dismantled the insurance industry precedent with its risk-segmented pricing. Many are wondering, “Is the 29% discount real? And if so, how can Branch do this?”

Yes, the 29% discount is real, and here’s how we do it:

When clients choose to add ADT’s industry-leading professional monitoring to their home, they begin reducing risk factors that can lead to home insurance claims. By reducing the risk of loss to a client’s home, Branch is able to offer discounts (i.e., lower premiums) to ADT-protected clients.  With each additional home security device a client integrates, a segmented insurance discount is added. 

Let’s break it down:

Through this partnership, Branch offers a base 8% discount on home, auto, and umbrella insurance to ADT home security customers. From there, Branch increases the insurance discount incrementally based on the security and smart home devices a client owns.

ADT-protected clients can earn discounts* on their Branch home and car insurance for having:

  • Anti-theft devices (motion or door sensors)
  • Water shut-off valves 
  • Moisture sensors
  • Smoke detectors

*Discounts vary by state.

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To provide your accurate price, we'll ask you for information as well as gather information such as your claims, driving, and credit information, including credit report, from other sources for you and your household. Texas only: seeUse of Credit Disclosure